Consumer Expenditure Survey

Section 14 - HEALTH INSURANCE

Part A and B - Privately Obtained Health Insurance

Do not include Medicare Parts A, B, or D.
  1. HEALTH MAINTENANCE ORGANIZATION (HMO)

Expenses usually covered in full, or there may be a modest co-payment at the time of your visit.

  1. FEE FOR SERVICE PLAN (FFS or PPO)

You or your insurance company are generally billed after each visit. In a traditional fee for service plan, you may go to any doctor or hospital you choose. In a preferred provider organization (PPO), you are given a list of doctors from which to choose. If you go to a doctor on the PPO list, more expenses are covered than if you go to a doctor not on the list.

  1. COMMERCIAL MEDICARE SUPPLEMENT (Medicare Advantage, Medicare Part C)

Voluntary contributory private insurance plan available to Medicare recipients. Covers the costs of deductibles, co-insurance, physician services, and other medical and health services.

  1. OTHER SPECIAL PURPOSE PLAN

Covers only specific health needs, generally one type of service. Examples include:

Dental Insurance Mental Health Insurance
Vision Insurance Dread Disease Policy
Prescription Drug Insurance Cancer Insurance

Do not include Medicare Prescription Drug (Medicare Part D) plans.

Part C - Medicare, Medicaid, and Health Insurance Not Paid for by the Household

Go back to Section 14, Part A.1 »

Go back to Section 14, Part A.2 »

Go back to Section 14, Part B »

Go back to Section 14, Part C »

Last Modified Date: April 30, 2013

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