Consumer Expenditure Survey

Section 22 - Assets and Liabilities - Fifth Quarter Only

Section 22 covers changes in the value of household assets and liabilities. Assets include retirement accounts, bank accounts, stocks, securities, permanent life insurance cash value, and other financial assets such as trusts and annuities. Liabilities include store or major credit cards, student loans, and medical or personal loans, as well as finance charges, interest, and late fees paid to credit sources such as gasoline credit cards, financial institutions, medical practitioners, and certain types of loans. This section is only asked during the fifth interview.

The next few questions are about financial assets, credit, and loans. We know people aren’t used to discussing their debt and financial assets, but we use this information to get a picture of how spending relates to changes in debt and savings. Be assured that, like all other information you have provided, these answers will be kept strictly confidential.

  1. Enter 1 to continue

As of TODAY –

What is the total value of all retirement accounts such as 401(k)s, IRAs, and Thrift Savings Plans that you or your household own/owns?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of all retirement accounts such as 401(k)s, IRAs, and Thrift Savings Plans?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

What was the total value of all retirement accounts ONE YEAR AGO TODAY?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of all retirement accounts ONE YEAR AGO TODAY?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

Do you or any member of your household have a defined benefit retirement plan, such as a pension from an employer?

  1. Yes
  2. No

Do you or any member of your household have any directly-held stocks, bonds, or mutual funds not in retirement accounts?

* Include US savings bonds

  1. Yes
  2. No

As of TODAY –

What is the total value of all directly-held stocks, bonds, and mutual funds not in retirement accounts that you or your household own/owns?

* Include US savings bonds

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of all directly-held stocks, bonds, and mutual funds not in retirement accounts?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

Back to top

What was the total value of all directly-held stocks, bonds, and mutual funds not in retirement accounts ONE YEAR AGO TODAY?

* Include US savings bonds

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of all directly-held stocks, bonds, and mutual funds not in retirement accounts?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

As of TODAY –

What is the total value of all checking, savings, money market accounts, and certificates of deposit or CDs you or your household have/has?

* Include US savings bonds

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total value of checking, savings, money market accounts, and certificates of deposit or CDs?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total value of all checking, savings, money market accounts, and certificates of deposit or CDs ONE YEAR AGO TODAY?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total value of all checking, savings, money market accounts, and certificates of deposit or CDs ONE YEAR AGO TODAY?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

Do/does you or any member of your household own any whole life insurance or other life insurance policies that can be surrendered for cash or borrowed against prior to the death of the person insured?

* Also include universal life and variable life insurance

* Do NOT include term life insurance or other policies that only have a benefit upon death or disability

  1. Yes
  2. No

As of TODAY –

What is the total surrender value of these policies?

* Surrender value is also known as the cash value

* Enter the amount that can be borrowed or withdrawn prior to death, NOT the benefit upon death of the insured

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total surrender value of these policies?

* Surrender value is also known as the cash value

* Enter the amount that can be borrowed or withdrawn prior to death, NOT the benefit upon death of the insured

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total surrender value of these policies ONE YEAR AGO TODAY?

* Surrender value is also known as the cash value

* Enter the amount that can be borrowed or withdrawn prior to death, NOT the benefit upon death of the insured

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total surrender value of these policies ONE YEAR AGO TODAY?

* Surrender value is also known as the cash value

* Enter the amount that can be borrowed or withdrawn prior to death, NOT the benefit upon death of the insured

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

Do/does you or any member of your household have any other financial assets, such as annuities, trusts, and royalties?

  1. Yes
  2. No

As of TODAY –

What is the total value of these other financial assets?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of these other financial assets?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

What was the total value of these other financial assets ONE YEAR AGO TODAY?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD D best reflects the total value of these other financial assets ONE YEAR AGO TODAY?

  1. $0-$1,999
  2. $2,000-$9,999
  3. $10,000-$49,999
  4. $50,000-$199,999
  5. $200,000-$449,999
  6. $450,000 and over

For definitions Information Booklet »

As of TODAY –

Do/does you or any member of your household have a balance on any major credit cards including store cards and gas cards?

  1. Yes
  2. No

What is the total amount owed on all cards?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all major credit cards including store cards and gas cards?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount owed on all cards ONE YEAR AGO TODAY?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all major credit cards including store cards and gas cards ONE YEAR AGO TODAY?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount paid in finance, late charges, and interest for all cards in the LAST MONTH?[enter value] ______________

As of TODAY –

Do/does you or any member of your household have any student loans?

  1. Yes
  2. No

What is the total amount owed on all student loans?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all student loans?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount owed on all student loans ONE YEAR AGO TODAY?

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all student loans ONE YEAR AGO TODAY?

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount paid in finance, late charges, and interest for all student loans in the LAST MONTH?[enter value] ______________

As of TODAY –

Do/does you or any member of your household have any other debt such as medical loans or personal loans?

* Do not include mortgages, home equity loans, or vehicle loans

  1. Yes
  2. No

What is the total amount owed on all other loans?

* Do not include mortgages, home equity loans, or vehicle loans

[enter value] ______________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all other loans?

* Do not include mortgages, home equity loans, or vehicle loans

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount owed on all other loans ONE YEAR AGO TODAY?

* Do not include mortgages, home equity loans, or vehicle loans

[enter value] _____________
  1. Do not know the exact amount

Could you tell me which range on CARD E best reflects the total amount owed on all other loans ONE YEAR AGO TODAY?

* Do not include mortgages, home equity loans, or vehicle loans

  1. $0-$499
  2. $500-$999
  3. $1,000-$2,499
  4. $2,500-$9,999
  5. $10,000-$34,999
  6. $35,000 and over

For definitions Information Booklet »

What was the total amount paid in finance, late charges, and interest for all other loans in the LAST MONTH?[enter value] ______________

End of Section 22

Go to CE CAPI Survey Instrument Home Page »

Last Modified Date: April 3, 2013

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