Economic News Release

Table 1. Percent of full-time employees participating in selected employee benefit programs




Table 1.  Percent of full-time employees participating in  selected employee benefit
programs,(1) small private establishments, 1996
                                                                                      
                                                                                      
                                             Professional,                            
                                    All        technical,     Clerical    Blue-collar 
   Employee benefit program      full-time        and        and sales    and service 
                                 employees      related     employees(3)  employees(4)
                                              employees(2)                            
                                                                                                                                                                            
                                                                                      
        Paid time off                                                                 
 Holidays.....................       80            86            91            71     
 Vacations....................       86            90            95            79     
 Personal leave...............       14            21            18             8     
 Funeral leave................       51            60            60            42     
 Jury duty leave..............       59            74            68            47     
 Military leave...............       18            25            23            12     
 Sick leave(5)................       50            66            64            35     
 Family leave.................        2             3             3             1     
                                                                                      
          Insurance                                                                   
 Short-term disability                                                                
    coverage(5)...............       29            32            33            25     
 Long-term disability                                                                 
    insurance.................       22            39            30            10     
 Medical care.................       64            76            69            56     
 Dental care..................       31            40            35            24     
 Life.........................       62            72            68            54     
                                                                                      
          Retirement                                                                  
 All retirement(6)............       46            56            53            37     
  Defined benefit plans.......       15            12            16            15     
  Defined contribution                                                                
     plans(7).................       38            51            46            28     
   Savings and thrift.........       23            32            29            16     
   Deferred profit sharing....       12            13            17             9     
   Employee stock ownership...        1             2             2             1     
   Money purchase pension.....        4             6             3             3     
                                                                                      
    Tax deferred earnings                                                             
        arrangements                                                                  
   With employer contributions       24            30            31            17     
   Without employer                                                                   
      contributions...........        4             8             4             3     

  1 Except for certain tax deferred earnings arrangements, employers pay some or all
of the costs for each benefit.
  2 Includes professional, technical, executive, and administrative occupations.
  3 Includes clerical, administrative support, and sales occupations.
  4 Includes production, craft, repair, laborer, and service occupations.
  5 The definitions of paid sick leave and short-term disability (previously, sickness
and accident insurance) were changed after 1994.  Paid sick leave now includes only
plans with an unlimited or specified number of days per year.  Short-term disability
now includes all insured, self-insured, and state-mandated plans that provide benefits
for each disability, including unfunded plans reported as sick leave in 1994.
  6 Includes defined benefit and defined contribution plans.  Some employees
participate in both types, but are counted just once in all retirement.
  7 Total participation is less than the sum of individual plan types because some
employees participate in two or more types of plans.
  NOTE: For paid time off, participants include all employees in occupations offered
the benefit.

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