Economic News Release

Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage


 Table 4. Medical plans: Share of premiums paid by employer and employee for family
 coverage,  National Compensation Survey, March 2013

 (In percent)
                                                                                      
                                                                                      
                               Civilian(1)       Private industry    State and local  
                                                                        government    
                                                                                      
      Characteristics                                                                 
                            Employer  Employee  Employer  Employee  Employer  Employee
                            share of  share of  share of  share of  share of  share of
                            premium   premium   premium   premium   premium   premium 
                                                                                      

                                                                                      
 All workers participating                                                            
 in family coverage                                                                   
 medical plans............     69        31        68        32        70        30   
                                                                                      
  Worker characteristics                                                              
                                                                                      
 Management, professional,                                                            
 and related..............     70        30        70        30        69        31   
   Management, business,                                                              
   and financial..........     70        30        70        30        –         –    
   Professional and                                                                   
   related................     70        30        70        30        68        32   
     Teachers.............     67        33        –         –         67        33   
       Primary, secondary,                                                            
       and special                                                                    
       education school                                                               
       teachers...........     66        34        –         –         66        34   
     Registered nurses....     71        29        –         –         –         –    
 Service..................     64        36        60        40        72        28   
   Protective service.....     74        26        60        40        78        22   
 Sales and office.........     67        33        66        34        72        28   
   Sales and related......     62        38        62        38        –         –    
   Office and                                                                         
   administrative support      69        31        68        32        72        28   
 Natural resources,                                                                   
 construction, and                                                                    
 maintenance..............     69        31        69        31        72        28   
   Construction,                                                                      
   extraction, farming,                                                               
   fishing, and forestry..     71        29        71        29        –         –    
   Installation,                                                                      
   maintenance, and repair     67        33        67        33        –         –    
 Production,                                                                          
 transportation, and                                                                  
 material moving..........     72        28        72        28        71        29   
   Production.............     73        27        73        27        –         –    
   Transportation and                                                                 
   material moving........     71        29        72        28        –         –    
                                                                                      
 Full time................     69        31        68        32        71        29   
 Part time................     64        36        63        37        69        31   
                                                                                      
 Union....................     80        20        83        17        78        22   
 Nonunion.................     65        35        66        34        63        37   
                                                                                      
 Average wage within the                                                              
 following categories:(2)                                                             
   Lowest 25 percent......     59        41        58        42        63        37   
     Lowest 10 percent....     57        43        56        44        56        44   
   Second 25 percent......     66        34        66        34        72        28   
   Third 25 percent.......     70        30        69        31        70        30   
   Highest 25 perecent....     73        27        73        27        74        26   
     Highest 10 percent...     74        26        73        27        79        21   
                                                                                      
       Establishment                                                                  
     characteristics                                                                  
                                                                                      
 Goods-producing                                                                      
 industries...............     74        26        74        26        –         –    
                                                                                      
 Service-providing                                                                    
 industries...............     67        33        67        33        70        30   
   Education and health                                                               
   services...............     66        34        66        34        66        34   
     Educational services      66        34        65        35        66        34   
       Elementary and                                                                 
       secondary schools..     64        36        –         –         64        36   
       Junior colleges,                                                               
       colleges, and                                                                  
       universities.......     71        29        69        31        72        28   
     Healthcare and social                                                            
     assistance...........     67        33        66        34        70        30   
       Hospitals..........     74        26        –         –         71        29   
   Public administration..     77        23        –         –         77        23   
                                                                                      
 1 to 99 workers..........     63        37        63        37        70        30   
   1 to 49 workers........     63        37        63        37        72        28   
   50 to 99 workers.......     64        36        63        37        68        32   
 100 workers or more......     72        28        72        28        70        30   
   100 to 499 workers.....     68        32        68        32        69        31   
   500 workers or more....     74        26        77        23        71        29   
                                                                                      
     Geographic areas                                                                 
                                                                                      
 New England..............     74        26        73        27        79        21   
 Middle Atlantic..........     75        25        73        27        87        13   
 East North Central.......     74        26        72        28        82        18   
 West North Central.......     67        33        66        34        69        31   
 South Atlantic...........     64        36        63        37        65        35   
 East South Central.......     61        39        64        36        55        45   
 West South Central.......     62        38        65        35        53        47   
 Mountain.................     68        32        69        31        64        36   
 Pacific..................     69        31        68        32        75        25   

   1 Includes workers in the private nonfarm economy except those in private
 households, and workers in the public sector, except the federal government. See
 Technical Note for further explanation.
   2 Surveyed occupations are classified into wage categories based on the average
 wage for the occupation, which may include workers with earnings both above and below
 the threshold.  The categories were formed using percentile estimates generated using
 data from the National Compensation Survey publication, "Employer Costs for Employee
 Compensation - March 2013."
 
 NOTE: Dash indicates no workers in this category or data did not meet publication
 criteria. For definitions of major plans, key provisions, and related terms, see the
 "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.

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Last Modified Date: July 17, 2013
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